Bancorp Finance Limited (BFL), a subsidiary of Capital Bancorp Plc, is a Central Bank of Nigeria-licensed finance company providing flexible lending, leasing, and tailored financial solutions to individuals, businesses, and institutions.
Quick access to key areas, with insight into what we do, how we deliver value, and how to connect with us to achieve your goals.
Bancorp Finance Ltd provides strategic financing solutions designed to help businesses grow, expand operations, and achieve long-term sustainability.
At Bancorp Finance Ltd, we provide flexible and strategic financing solutions designed to support individuals, SMEs, and corporate organizations across diverse sectors of the economy.
Bancorp Finance Limited's Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited's Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Whether for emergencies, education, medical expenses, asset acquisition, or lifestyle support, we provide structured financing for private sector employees.
Bancorp Finance Limited's Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited's Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited's Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited's Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Delivering institutional brokerage solutions with precision execution, market access, and strategic trading expertise.
Bancorp Finance Limited's Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
Our Insurance Premium Financing solution helps clients maintain critical insurance coverage while spreading premium payments over a convenient period.
Bancorp Finance Limited’s Payroll Lending facility is designed specifically for public sector workers seeking fast, structured, and reliable access to
Bancorp Finance Limited’s Individual Share-Backed Loan provides a flexible financing option that allows clients to borrow against eligible investment portfolios.
Bancorp Finance Limited offers Borrowing Against Fixed Deposit solutions that provide immediate access to funds while preserving your investment.
Have questions or need expert advise or support? We are here to help.
Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
+234 (0) 811-891-7701, +234 (0)811-891-7702
+234 (0) 811-891-7701
[email protected]
Bancorp Finance Ltd is a forward-thinking financial institution committed to providing flexible, reliable, and innovative financing solutions that empower businesses and drive sustainable growth.
©2026 Bancorp Finance Limited.
Reliable financing support for public institutions and government operations.
Government and public sector organizations require structured financing solutions to support service delivery, infrastructure development, and workforce needs. Bancorp Finance Limited provides tailored financial services designed to enhance operational efficiency and fiscal management.
Our solutions support payroll-based lending, project financing, asset acquisition, and operational funding for federal, state, and local government entities. We also support contractors and vendors engaged in public sector projects through structured financing solutions.
By aligning with public sector processes and regulatory requirements, we help improve service delivery, enhance liquidity, and support timely execution of government-related projects.
Oil & Gas: Financing solutions that power energy operations and industry growth. The oil and gas industry requires significant capital
Government & Public Sectors Reliable financing support for public institutions and government operations. Government and public sector organizations require structured
Financial Services Strategic financing solutions for financial institutions and service providers. The financial services sector operates in a dynamic and
Agribusinesses: Financing agricultural growth and value chain development. Agriculture remains a key driver of economic growth and food security. Bancorp
ICT: Flexible financing for innovation, technology, and digital growth. The ICT sector is driven by innovation, rapid change, and continuous
Haulage & Logistics Financing solutions that keep goods and services moving efficiently. The haulage and logistics sector plays a critical
Health Sector: Financing solutions that strengthen healthcare delivery and infrastructure. The healthcare sector requires continuous investment in equipment, infrastructure, and
Education Financing solutions that support learning and institutional growth. Education is a foundation for national development and human capital growth.
1–12 Months Short-Term Loan Facilities
12–48 Months Flexible Lease Tenor Options
₦10B+ Financing Portfolio Disbursed
CBN-Licensed Finance Company
12-48 Hours Approval Turnaround Time
Fast, reliable client support
Bancorp Finance Limited’s Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited’s Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Bancorp Finance Limited’s Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited’s Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited’s Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited’s Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Bancorp Finance Limited’s Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
