Bancorp Finance Limited (BFL), a subsidiary of Capital Bancorp Plc, is a Central Bank of Nigeria-licensed finance company providing flexible lending, leasing, and tailored financial solutions to individuals, businesses, and institutions.
Quick access to key areas, with insight into what we do, how we deliver value, and how to connect with us to achieve your goals.
Bancorp Finance Ltd provides strategic financing solutions designed to help businesses grow, expand operations, and achieve long-term sustainability.
At Bancorp Finance Ltd, we provide flexible and strategic financing solutions designed to support individuals, SMEs, and corporate organizations across diverse sectors of the economy.
Bancorp Finance Limited's Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited's Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Whether for emergencies, education, medical expenses, asset acquisition, or lifestyle support, we provide structured financing for private sector employees.
Bancorp Finance Limited's Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited's Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited's Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited's Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Delivering institutional brokerage solutions with precision execution, market access, and strategic trading expertise.
Bancorp Finance Limited's Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
Our Insurance Premium Financing solution helps clients maintain critical insurance coverage while spreading premium payments over a convenient period.
Bancorp Finance Limited’s Payroll Lending facility is designed specifically for public sector workers seeking fast, structured, and reliable access to
Bancorp Finance Limited’s Individual Share-Backed Loan provides a flexible financing option that allows clients to borrow against eligible investment portfolios.
Bancorp Finance Limited offers Borrowing Against Fixed Deposit solutions that provide immediate access to funds while preserving your investment.
Have questions or need expert advise or support? We are here to help.
Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
+234 (0) 811-891-7701, +234 (0)811-891-7702
+234 (0) 811-891-7701
[email protected]
Bancorp Finance Ltd is a forward-thinking financial institution committed to providing flexible, reliable, and innovative financing solutions that empower businesses and drive sustainable growth.
©2026 Bancorp Finance Limited.
Explore our story, values, and commitment to trusted financial solutions
Bancorp Finance Limited (BFL), a subsidiary of Capital Bancorp Plc, is a Central Bank of Nigeria–licensed finance company committed to delivering innovative, reliable, and value-driven financing solutions including lease financing, working capital loans, and structured credit facilities to individuals, businesses, and institutional clients.
Bancorp Finance Limited is a leading finance company and a subsidiary of Capital Bancorp Plc, licensed and regulated by the Central Bank of Nigeria (CBN). The company is committed to delivering flexible, reliable, and customer-focused financing solutions that support individuals, SMEs, corporate organizations, and institutions across diverse sectors of the economy.
With decades of industry experience, Bancorp Finance Limited has built a strong reputation in asset financing, finance and operating leases, working capital support, payroll lending, invoice discounting, LPO financing, and other tailored financial solutions designed to help clients improve cash flow, expand operations, and achieve sustainable growth.
Our financing solutions are structured to meet the evolving needs of modern businesses and individuals through transparent processes, responsive service delivery, and flexible repayment arrangements. We provide competitive financing options with tailored tenors and scalable structures that align with operational objectives, financial capacity, and long-term business goals.
Driven by professionalism, innovation, and client satisfaction, Bancorp Finance Limited continues to position itself as a trusted financial partner dedicated to empowering growth, operational efficiency, and financial stability in today’s dynamic business environment.
Our performance is measured not only by the numbers we achieve, but by the confidence we inspire, the relationships we build, and the value we create over time.
We believe financial services should be built on trust, discipline, and responsible innovation. At Bancorp Finance Limited, we take a client-centered approach to financing, combining professional expertise with integrity, efficiency, and sustainable value creation. We are committed to delivering financial solutions that strengthen businesses, support individuals, and contribute to long-term economic growth.
We combine market expertise, regulatory credibility, and technology-driven investment solutions to help clients navigate evolving financial markets with confidence.
We embrace forward-thinking strategies and technology to deliver smarter financial and investment solutions.
We conduct our business with honesty, transparency, and unwavering ethical responsibility.
We maintain the highest standards of competence, excellence, and accountability in every engagement.
We prioritize client needs by delivering responsive, personalized, and value-driven financial solutions.
We pursue long-term growth through responsible financial practices and enduring stakeholder value.
We foster collaboration and shared expertise to achieve sustainable success for our clients.
We foster a professional culture built on dignity, equity, and mutual respect. At BFL, we value diverse perspectives, encourage transparent engagement, and ensure fair treatment across all client, employee, and stakeholder interactions while promoting an inclusive environment where individuals and businesses can thrive.
We embrace evolving market conditions, emerging technologies, and changing client needs with agility and innovation. At BFL, adaptability drives our ability to respond strategically, deliver relevant financial solutions, and turn market opportunities into sustainable growth and long-term value.
We are committed to delivering measurable value through strategic execution, accountability, and consistent performance. At BFL, we focus on achieving impactful outcomes that support client success, strengthen investor confidence, and drive sustainable long-term growth.
Our people are committed to delivering their responsibilities with excellence, integrity, and accountability. We uphold high professional standards in our daily conduct, workplace interactions, and client engagements, fostering a culture built on respect, collaboration, and consistent service delivery.
Strategic financing solutions designed to help businesses & individuals achieve their goals.
Meet the minds shaping direction, governance, and sustained financial growth.
Hear from our clients who has trust us for reliable service and lasting value.
Have questions or need expert support? Reach out to our team on +234 (0) 811-891-7701
Bancorp Finance Limited’s Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited’s Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Bancorp Finance Limited’s Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited’s Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited’s Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited’s Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Bancorp Finance Limited’s Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
