Bancorp Finance Limited (BFL), a subsidiary of Capital Bancorp Plc, is a Central Bank of Nigeria-licensed finance company providing flexible lending, leasing, and tailored financial solutions to individuals, businesses, and institutions.
Quick access to key areas, with insight into what we do, how we deliver value, and how to connect with us to achieve your goals.
Bancorp Finance Ltd provides strategic financing solutions designed to help businesses grow, expand operations, and achieve long-term sustainability.
At Bancorp Finance Ltd, we provide flexible and strategic financing solutions designed to support individuals, SMEs, and corporate organizations across diverse sectors of the economy.
Bancorp Finance Limited's Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited's Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Whether for emergencies, education, medical expenses, asset acquisition, or lifestyle support, we provide structured financing for private sector employees.
Bancorp Finance Limited's Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited's Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited's Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited's Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Delivering institutional brokerage solutions with precision execution, market access, and strategic trading expertise.
Bancorp Finance Limited's Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
Our Insurance Premium Financing solution helps clients maintain critical insurance coverage while spreading premium payments over a convenient period.
Bancorp Finance Limited’s Payroll Lending facility is designed specifically for public sector workers seeking fast, structured, and reliable access to
Bancorp Finance Limited’s Individual Share-Backed Loan provides a flexible financing option that allows clients to borrow against eligible investment portfolios.
Bancorp Finance Limited offers Borrowing Against Fixed Deposit solutions that provide immediate access to funds while preserving your investment.
Have questions or need expert advise or support? We are here to help.
Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
+234 (0) 811-891-7701, +234 (0)811-891-7702
+234 (0) 811-891-7701
[email protected]
Bancorp Finance Ltd is a forward-thinking financial institution committed to providing flexible, reliable, and innovative financing solutions that empower businesses and drive sustainable growth.
©2026 Bancorp Finance Limited.
Providing comprehensive financial services across investment, finance, and asset management.
With expertise in asset financing, lease financing, SME support, and corporate funding solutions, the company delivers flexible financial services tailored to the unique needs of businesses across diverse industries.
Bancorp Finance Ltd provides finance lease solutions that enable businesses to acquire essential operational assets through structured and manageable financing arrangements. Our finance lease facilities are designed to support organizations seeking to expand operations, improve productivity, and maintain healthy cash flow without the burden of large upfront capital expenditure.
Through our finance lease solutions, businesses can access a wide range of assets including vehicles, industrial equipment, machinery, office infrastructure, technology systems, and operational tools required for business continuity and expansion. We understand that acquiring business-critical assets is essential for growth, which is why our financing structures are tailored to align with operational objectives, repayment capacity, and long-term business plans.
Acquire vehicles without heavy upfront capital commitment through our flexible vehicle leasing solutions tailored for individuals and businesses.
Convert existing business assets into immediate working capital while retaining operational use through structured sale and lease-back financing.
Access essential business or personal assets through flexible leasing solutions designed to reduce financial pressure and support operational growth.
Support large-scale business operations with structured corporate leasing solutions tailored for operational efficiency and long-term growth.
Bancorp Finance Ltd. provides business loan solutions tailored to help organizations manage operational demands, execute growth opportunities, and strengthen financial performance. Our financing facilities are designed to support small businesses, SMEs, and corporate organizations seeking structured funding for working capital, expansion projects, procurement, inventory management, operational expenses, and strategic investments.
We understand that businesses operate in dynamic and competitive environments where access to timely financing is critical for sustainability and growth. Our business loan solutions are therefore structured to provide flexible repayment arrangements, transparent financing terms, and responsive support tailored to the specific needs of each client.
Maintain smooth business operations and improve cash flow with flexible working capital financing solutions.
Access funding support for Local Purchase Orders and supply contracts to maintain uninterrupted business delivery.
Unlock immediate cash from unpaid invoices and maintain healthy business cash flow with structured invoice discounting.
Spread insurance premium payments conveniently while maintaining uninterrupted business and personal coverage.
Leverage your qualifying share investments as collateral to access quick and flexible financing solutions.
Bancorp Finance Ltd. provides individual loan solutions designed to help clients meet personal financial needs through structured and accessible financing arrangements. Whether for education, healthcare, travel, home improvement, family responsibilities, lifestyle expenses, or emergency situations, our individual loan facilities provide convenient access to financial support with transparent repayment structures.
We recognize that individuals require reliable and flexible financing solutions tailored to their income levels, financial obligations, and personal goals. Our financing process is therefore designed to be straightforward, responsive, and customer-focused, ensuring clients can access support efficiently and confidently.
Access convenient personal loan solutions designed to support your financial goals and lifestyle needs.
Access structured payroll lending solutions designed to support your personal and financial commitments conveniently.
Unlock the value of your investment portfolio through flexible personal financing solutions backed by qualifying shares.
Bancorp Finance Ltd. offers borrowing facilities against fixed deposits, enabling clients to obtain financing without prematurely liquidating their investments. This financing solution is designed for individuals and businesses seeking short-term liquidity while preserving the value and earning potential of their fixed deposit investments.
Our borrowing against fixed deposit facility provides clients with a practical and efficient financing option for addressing urgent business needs, operational commitments, personal projects, emergency expenses, or strategic investment opportunities. By leveraging fixed deposit investments as collateral, clients can access funds quickly while continuing to maintain investment stability and financial growth objectives.
Our Headquarter is located at Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
Get instant repayment and cost estimates to help you plan better, and make smarter financial decisions with confidence.
Book a personalized consultation with one of our experts to discuss your goals and how we can support you.
Have questions or need expert support? Reach out to our team on +234 (0) 811 891 7700, +234 (0) 811 891 7701
Tell us what you need, and our team will provide tailored financial solutions designed to meet your goals. Whether you are exploring investment opportunities, seeking advisory support, or looking to optimize your financial strategy, we are here to guide you with clarity and expertise.
SMC helps small to medium size businesses to improve its performance by using our business skills to provide objective advice and expertise and help an organization to develop any specialist skills that it may be lacking.
1–12 Months Short-Term Loan Facilities
12–48 Months Flexible Lease Tenor Options
₦10B+ Financing Portfolio Disbursed
CBN-Licensed Finance Company
12-48 Hours Approval Turnaround Time
Fast, reliable client support
Bancorp Finance Limited’s Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited’s Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Bancorp Finance Limited’s Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited’s Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited’s Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited’s Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Bancorp Finance Limited’s Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
