Bancorp Finance Limited (BFL), a subsidiary of Capital Bancorp Plc, is a Central Bank of Nigeria-licensed finance company providing flexible lending, leasing, and tailored financial solutions to individuals, businesses, and institutions.
Quick access to key areas, with insight into what we do, how we deliver value, and how to connect with us to achieve your goals.
Bancorp Finance Ltd provides strategic financing solutions designed to help businesses grow, expand operations, and achieve long-term sustainability.
At Bancorp Finance Ltd, we provide flexible and strategic financing solutions designed to support individuals, SMEs, and corporate organizations across diverse sectors of the economy.
Bancorp Finance Limited's Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited's Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Whether for emergencies, education, medical expenses, asset acquisition, or lifestyle support, we provide structured financing for private sector employees.
Bancorp Finance Limited's Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited's Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited's Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited's Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Delivering institutional brokerage solutions with precision execution, market access, and strategic trading expertise.
Bancorp Finance Limited's Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
Our Insurance Premium Financing solution helps clients maintain critical insurance coverage while spreading premium payments over a convenient period.
Bancorp Finance Limited’s Payroll Lending facility is designed specifically for public sector workers seeking fast, structured, and reliable access to
Bancorp Finance Limited’s Individual Share-Backed Loan provides a flexible financing option that allows clients to borrow against eligible investment portfolios.
Bancorp Finance Limited offers Borrowing Against Fixed Deposit solutions that provide immediate access to funds while preserving your investment.
Have questions or need expert advise or support? We are here to help.
Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
+234 (0) 811-891-7701, +234 (0)811-891-7702
+234 (0) 811-891-7701
[email protected]
Bancorp Finance Ltd is a forward-thinking financial institution committed to providing flexible, reliable, and innovative financing solutions that empower businesses and drive sustainable growth.
©2026 Bancorp Finance Limited.
Leverage your fixed deposit investment to access additional funds.
Unexpected financial needs and business opportunities can arise at any time. Instead of breaking an existing fixed deposit investment and potentially losing accrued benefits, Bancorp Finance Limited offers Borrowing Against Fixed Deposit solutions that provide immediate access to funds while preserving your investment.
This facility allows clients to use eligible fixed deposits as collateral for financing, enabling them to meet short-term financial obligations without disrupting long-term savings or investment plans. Clients continue to enjoy the benefits of their fixed deposit while accessing additional liquidity when needed.
Borrowing against a fixed deposit is often faster and more convenient than traditional financing because the investment serves as security for the facility. This makes it an attractive option for individuals and businesses seeking quick access to working capital or emergency funding.
At Bancorp Finance Limited, we provide flexible financing solutions designed to help clients maximize the value of their financial assets while maintaining stability and financial confidence.
We combine deep market insight with rigorous financial analysis to guide clients through every stage of the transaction. Our focus is on aligning transactions with long-term strategic goals while ensuring efficient execution.
Our Headquarter is located at Bancorp House, 9 Wesley Street, Off Joseph Harden, Lagos Island, Lagos.
Get instant repayment and cost estimates to help you plan better, and make smarter financial decisions with confidence.
Book a personalized consultation with one of our experts to discuss your goals and how we can support you.
Have questions or need expert support? Reach out to our team on +234 (0) 811 891 7700, +234 (0) 811 891 7701
Bancorp Finance Limited’s Vehicle Lease solution allows clients to acquire the vehicles they need while preserving financial flexibility.
Bancorp Finance Limited’s Working Capital Facility provides short-term financing designed to support daily operations and maintain business continuity.
Bancorp Finance Limited’s Share-Backed Loan facility allows eligible clients to obtain financing by leveraging approved shares and investment holdings as
Bancorp Finance Limited’s Sale and Lease-Back solution enables organizations to release the value locked within existing assets while retaining uninterrupted
Bancorp Finance Limited’s Asset Lease solution allows individuals and organizations to access the assets they need while preserving working capital.
Bancorp Finance Limited’s Corporate Lease facility helps organizations acquire essential assets while preserving cash flow and financial flexibility.
Bancorp Finance Limited’s Invoice Discounting solution enables businesses to access funds tied up in outstanding invoices without waiting for customer
